+6012 391 3638 sklim@trueliving.today
Select Page

Invest in your financial future

Wealth planning is not just for the wealthy. It’s for anyone who wants to take control of their financial future. Start planning now, and you’ll be one step closer to achieving financial success


Estate Planning

Is crucial for anyone who wants to ensure that their assets are distributed according to their wishes and that their loved ones are taken care of after they are gone.

Without an estate plan, your assets may be distributed in a way that you would not have wanted, and your loved ones may face unnecessary stress and financial burdens.


Trust Planning

A private trust is a legal arrangement where a trustee manages assets on behalf of beneficiaries according to the trust agreement.

It is created for estate planning, asset protection, and tax planning purposes, offering flexibility and control over asset distribution.

Investment Planning

Investment planning is the process of developing a personalized investment strategy to achieve financial goals through the investment of funds while managing risk and minimizing taxes.

A financial advisor can assist with developing an investment plan that aligns with your goals and regularly monitoring and rebalancing your portfolio to ensure it stays on track. 

Mortgage Planning

Mortgage insurance is a type of insurance that protects the lender if the borrower defaults on their mortgage payments.

It helps to reduce the risk for the lender and provides protection for the borrower’s investment in the property.

Insurance Planning

Life insurance is a contract where an individual pays premiums to an insurer in exchange for financial protection to their beneficiaries upon their death.

It can help cover expenses and provide an inheritance.

Medical Planning

Medical planning allows you to receive medical treatments without having to worry about the cost.

This means that you can seek medical attention as soon as you need it, without the fear of the financial burden.


RM70 billion in frozen

RM70 billion in assets had been frozen in the country as of two years ago due to what has been described as the inefficient management of faraid, or the Muslim inheritance system.

Faraid is a concept in shariah law that determines the distribution of property to heirs. Data from 2020


Family Trust

A family trust is a legal arrangement where an individual transfers assets to a trust managed by a trustee for the benefit of family members.

It can provide financial benefits, asset protection, and estate tax reduction, as well as simplify asset transfer. Trust terms are established by the individual creating the trust.


Financial planning is creating a roadmap to achieve your financial goals.

There are four pillars of financial planning that should be considered when creating a comprehensive financial plan: will writing, trusts, securities, and insurance

(1) Will Writing: A will is a legal document that outlines your wishes for how your assets should be distributed after you pass away.

(2) Trusts: A trust is a legal arrangement in which one party holds assets on behalf of another party. Trusts can help protect your assets, minimize taxes, and ensure that your assets are distributed according to your wishes

(3) Securities: Securities are investments that represent ownership in a company or organization. A financial advisor can help you create a diversified investment portfolio that aligns with your specific needs and goals.

(4) Insurance: Insurance is an essential component of any comprehensive financial plan. Adequate insurance coverage can help protect you and your loved ones from financial hardship in the event of unexpected events such as illness, injury, or death.

Financial planning is critical to achieving your financial goals. By considering will writing, trusts, securities, and insurance, you can create a comprehensive financial plan that helps you achieve financial security and peace of mind

Get Free Consultation

Our estate planner agent provides comprehensive planning services to protect your assets and ensure your wishes are carried out. Contact us to start planning for the future of your estate.


With a wide range of insurance products available, our agent can help you find the coverage you need at a price you can afford. Contact us today to schedule a consultation and start protecting your future.


Our securities agent provides personalized investment advice and services to help you achieve your financial goals. With extensive knowledge and experience in the field. Contact us to start investing in your future.